Latest Posts by theedsagroup-blog - Page 2

Bad Habits That Can Break The Bank

Bad Habits That Can Break The Bank

Everyone has bad habits, but not everyone realizes how much their bad habits are costing them. Here is a list of the most common bad habits that can break your bank. Coffee Americans spend an average of $21.32 per week on brewed beverages at coffee shops. With a midsize latte going for $3.65 at Starbucks and $3. 19 at Dunkin Donuts; investing in a coffee maker for your home can help you…

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Decorating for Fall on a Budget Fall is here and it is time to decorate, but you don't have to spend tons of money to do it.

Planning for Success: With Meals

Planning for Success: With Meals

You’ve heard the famous saying, “failing to plan is planning to fail”, which is true for all aspects of life. Are you trying to eat healthier or maybe save some money and not eat out all the time? Then you should plan for success by creating a meal plan that helps you in your pockets and your waistline. The first thing you need to do is create a master grocery list full of the basics that should…

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Stay In and Save

Stay In and Save

Its that time of year when tons of movies are coming to theaters near you…but who has the money to see every one? With sites like Netflix/Hulu, or accessing HBOGo through your cable provider, you can have access anywhere to consistently updated movies for as little as $7.99/month. So sit back, pop some popcorn, and keep that $40 you would’ve spent on one movie outing in your pocket! Movies to…

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Blast From the Past: Quick Tips Before Purchasing Your College Textbooks

Blast From the Past: Quick Tips Before Purchasing Your College Textbooks

Summer’s almost over and school’s about to start. Before you head to the bookstore, we wanted to to pull from one of our favorite posts in the past about saving money on textbooks. We all know that going to college can put a major strain on your finances. On top of tuition, housing, and meal plans, the cost for textbooks can be high. A new trend for students with textbooks is to rent instead of…

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Buying College Books: How to Hack the System

Out With the New, In With the Old Got a stain, pull on your boyfriend's sweater, or scuff on your favorite shoes? Don't rush to throw it away and have it replaced, following some of these tips may save you the time & hassle! Courtesy of: Alight

These Apps a Day Keep That Debt Away

These Apps a Day Keep That Debt Away

Budgeting Moneyhub– Bring your money to life with the ultimate money management app Money Dashboard–Money Dashboard helps you save money, budget more effectively, and make better financial decisions. Use it to keep track of your spending across your current, credit card and savings accounts, no matter who you bank with, and start making daily savings by understanding where all your money goes…

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Getting Degrees, But Not Financial Literacy

Getting Degrees, But Not Financial Literacy

For further reading: Hannon, Karry. “11 Essential Money Tips For New College Grads.”Forbes. Forbes Magazine, 29 May 2013. Web. 16 Dec. 2015. . Mears, Teresa. “13 Real-World Tips for College Grads.” U.S. News. U.S. News, 2 May 2014. Web. 16 Dec. 2015. . Palmer, Clark. “5 Money Lessons for New College Graduates.” Bank Rate. Bank Rate. Web. 16 Dec. 2015. .  

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Sickness & the Relationship with Stress

Sickness & the Relationship with Stress

It’s time to conclude our series on the effects of stress and what it can mean for your physical and mental health. If you have yet to read Part I and Part II of our series please click and read the links below before continuing: Part I: https://moneytoolsforlife.wordpress.com/2016/04/07/why-you-should-deal-with-your-financial-stress-now/ Part…

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5 Things to Spend Money On

5 Things to Spend Money On

http://www.frugalitymagazine.com/5-things-refuse-frugal-88423/

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Say Goodbye to the Broke College Student, and Hello to the Budgeting Graduate

Say Goodbye to the Broke College Student, and Hello to the Budgeting Graduate

If you’re graduating from college, congratulations! Here’s a free graduation gift: six smart money moves for graduates. Choose Your Job Carefully – If you’ve chosen your career, remember that a lower-paying job in your field is likely to be a better deal in the long run than a higher-paying job in a field you have no long-term interest in. Accepting a job in an unrelated field, simply because it…

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The Vicious Cycle of Financial Stress

Part II Effects of Financial Stress Series: The Vicious Cycle of Financial Stress

We will be continuing our series on the effects of financial stress and why you should take care of it as soon as possible. If you missed the first part in our series, “Why You Should Deal With Your Financial Stress Now, then please read it before continuing! https://moneytoolsforlife.wordpress.com/2016/04/07/why-you-should-deal-with-your-financial-stress-now/ Alright, you know you’re stressed…

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The Free Bucketlist

Free-lancers Deserve Freedom to Retire Too

Free-lancers Deserve Freedom to Retire Too

http://www.bankrate.com/finance/retirement/prepare-for-retirement-freelancer-1.aspx http://www.cnbc.com/2015/04/28/the-freelancers-guide-to-saving-for-retirement.html http://www.forbes.com/sites/laurashin/2014/07/21/freelancers-heres-how-to-save-pay-down-debt-retire-and-splurge/

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What Going to College Teaches about Money

Why You Should Deal With Your Financial Stress Now

Why You Should Deal With Your Financial Stress Now

We will be starting a series on financial stress and the health issues associated. It’s important to be informed about the effects of stress and how to get your financial woes in check. Stressing about your financial situation. It’s something we all experience at some point in our lives, but could this stress be affecting our health? It’s normal to stress over things from time to time-it’s in our…

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Why You Should Deal With Your Money Stress Now

Why You Should Deal With Your Money Stress Now

Stressing about your financial situation. It’s something we all experience at some point in our lives, but could this stress be affecting our health? It’s normal to stress over things from time to time-it’s in our nature, but dealing with chronic stress hurts us  in the long run. The longer you’re stressed, the worse it is for your physical and mental health. Chronic stress can cause headaches,…

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How to Enrich Your Life Everyday with 12 Simple Activities

How to Enrich Your Life Everyday with 12 Simple Activities

Memorize something everyday Develop an endless curiosity about this world Remember people’s names Smile more often Drink water Read books Take a class in speed reading Get in the sun Be the person that makes others feel special Visualize daily Learn to control your emotions Work on making good first impressions  

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Putting Yourself Through College is No Longer an Option

#TBT

#TBT Saving Money During Spring Break

It’s Throwback Thursday! (or Throwback Tipsday) With Spring Break coming up we thought we’d share an oldie, but goodie post about tips for saving money on Spring Break that are still applicable today! https://moneytoolsforlife.wordpress.com/2012/03/ If you have any helpful tips that you think we have missed please feel free to share them in the comment section below!

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On Affording Music Festivals

On Affording Music Festivals

It’s no surprise that tickets are expensive; however, what about actually being there? http://www.phoenixnewtimes.com/music/11-ways-to-survive-music-festivals-on-a-budget-6618254 http://worldmusic.about.com/od/festivals/tp/How-To-Save-Money-At-A-Music-Festival.htm

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Don't Let Your Partner Control YOUR Finances

Don’t Let Your Partner Control YOUR Finances

http://budgeting.thenest.com/make-budget-newly-married-couple-30007.html http://money.usnews.com/money/blogs/my-money/2013/09/13/5-steps-to-solving-money-fights-in-marriage http://www.engagedmarriage.com/finances-careers/married-money-management-step-1-make-a-budget

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Retirement Planning Starts Now: 07 Mistakes to Avoid

Retirement Planning Starts Now: 07 Mistakes to Avoid

http://time.com/money/3546592/ira-rollover-mistakes-retirement/ http://www.bankrate.com/finance/retirement/7-retirement-investing-mistakes-1.aspx http://financialmentor.com/retirement-planning/mistakes/18212

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What's Going On With Our Retirement Savings, America?

What’s Going On With Our Retirement Savings, America?

Fun fact: Roughly 55% of working America does not have access to a retirement saving vehicle.     https://investor.vanguard.com/retirement/savings/ http://money.cnn.com/retirement/ https://www.calcxml.com/calculators/are-my-current-retirement-savings-sufficient https://investor.vanguard.com/retirement/savings/retirement-accounts

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And By That Special Someone, You Mean Your Wallet

And By That Special Someone, You Mean Your Wallet

Take a hard look at the situation Break down your expenses. Identify spending areas. Easy on the spending Killing the bill overtime http://lifehacker.com/5823762/a-bill-by-bill-guide-to-saving-money-on-your-monthly-expenses Stretch a few meals Avalanche! Reduce your credit card interest rate Ask for extensions and payment plans…

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How to Get Married without Getting Swindled

How to Get Married without Getting Swindled

Getting hitched with a party, music, flowers, photography and a cake carries a pretty price tag —$31,213, on average last year, to be exact, according to the annual Real Weddings Study by TheKnot.com. CNBC, “America’s Biggest Money Mistakes” Now hold your horses! Love is probably one of the most powerful, wonderful reasons to celebrate in the world–We won’t tell you otherwise. Your wallet might…

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Don't Go Breaking My Bank: 8 Valentine Dates for College Kids

Don’t Go Breaking My Bank: 8 Valentine Dates for College Kids

Everyone wants to make this time of year special, but on a budget it’s difficult to do something more romantic than dinner and a movie. If only you knew someone that could come up with some good ideas for you… Oh, wait! You do! Here are some things to consider before compromising your budget, even if they may be worth it. These are red hot classics. Get your strike on at the bowling alley.…

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How to Stop Overspending

How to Stop Overspending

We all know that feeling. When we’re stressed, it’s easy to get another cup of coffee. It’s convenient to get a you-earned-this something. Sometimes it’s small, sometimes it’s big. Overspending is like a disease, and sometimes we succumb to the chaos and problems in our lives. You don’t have to spiral. Whether you’re spending is triggered by an event, or by chronic stress, we are here for you.…

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